Updated: . Costed by The Funded Desk off each firm's own list prices and rule pages.
FTMO vs Breakout is a choice between a refundable fee and a cheap one. FTMO charges €439 for a $100,000 challenge and returns it with the first reward; Breakout charges $330 and keeps it. Breakout's cheapest product allows 3% of drawdown against FTMO's 10%.
Weights: Cost of access 34 · Payout terms 26 · Evaluation model 14 · Risk rules 18 · Instruments 8 · how we rate
| What differs | FTMO | Breakout |
|---|---|---|
| What is being sold | An evaluation, then a simulated account paying performance-based rewards | An evaluation, then a funded account on the firm's capital |
| Route scored here | 1-Step FTMO Challenge, $100,000 | 1-Step Turbo, $100,000 |
| Price for $100,000 | €439 one-time, about $504 | $330 Turbo, $545 Pro, $800 Classic, one-time |
| Does the fee come back | Refunded in full with the first reward | Non-refundable for each attempt once trading begins |
| Profit target | 10% in the first phase, 5% in verification on the two-step route | 9% Turbo, 12% Pro, 10% Classic |
| Daily loss limit | 5% | 3%, resetting at 00:30 UTC |
| Total drawdown | 10%, fixed rather than trailing | 3% Turbo, 5% Pro, 6% Classic, static equity floor |
| Minimum trading days | Four | None, and no time limit |
| Consistency rule | None on the pages read | None on the pages read |
| Profit split | Up to 90% | 80/20, or 90/10 as a paid upgrade at checkout |
| Payout terms | On the firm's own schedule; no crypto payout documented | On demand, 24/7, $50 minimum after the split, USDC on Ethereum |
| Where a crypto order goes | Crypto CFD in the firm's own symbol table | May be booked internally instead of routed to a market |
| What the firm publishes about its scale | 4.5 million customers, $650 million paid in rewards, 140+ countries, by the firm's own home page | No customer or payout totals on the pages read |
| Score of 20 on this desk's formula | 9.3 | 11.1 |
Terms read on 22 September 2026 in each firm's own documentation.
9.3 of 20 · breakdown
FTMO has sold evaluations since 2015 and publishes its own scale: 4.5 million customers, $650 million paid in rewards, 140+ countries, by the firm's own home page. The $100,000 challenge costs €439 one-time, about $504, and is refunded in full with the first reward. The route asks for 10% in the first phase, 5% in verification on the two-step version, and four minimum trading days, inside a 5% daily and 10% maximum loss. Crypto sits among forex, index, metal and equity CFDs on MT4, MT5 or cTrader, and the account itself is a simulated one.
Not for: a trader who wants a perpetual contract and a wallet payout rather than a CFD and a scheduled one.
Official site: ftmo.com
11.1 of 20 · breakdown
Breakout sells a single evaluation phase and prices the $100,000 account at $330 for Turbo, $545 for Pro and $800 for Classic, one-time. The product sets the leash: Turbo pairs a 9% target with a 3% static drawdown, Pro 12% with 5% and Classic 10% with 6%, under a 3% daily loss that resets at 00:30 UTC. There are no consistency rules, no minimum trading days and no time limits. The split is 80/20, with 90/10 sold as an upgrade at checkout, and payouts run on demand above $50 in USDC. On a $100,000 account that 3% static drawdown is $3,000 of room, and one position sized against the full nominal can spend it inside a session.
Not for: a trader who expects the entry fee back after a failed attempt, because Breakout keeps it.
Official site: breakoutprop.com
At list price the gap is $174: €439 for the FTMO challenge, about $504 at the ECB reference rate of 1.1490 dollars per euro for 21 September 2026, against $330 for Breakout's 1-Step Turbo. The gap reverses on the second payment. FTMO refunds the one-time fee in full with the first reward, so a trader who passes and is paid has bought the attempt back. Breakout states that evaluation fees are non-refundable for each attempt once trading begins, regardless of outcome.
So the arithmetic depends on how many attempts a trader expects to buy. One clean pass costs $330 at Breakout and nothing at FTMO. Three attempts with one pass cost $990 at Breakout and €878 at FTMO, because only the last fee returns. Even so, Breakout scores higher on cost: the criterion charges the fee at full weight before crediting a refund, which leaves 5.9 of 10 for Breakout against 5.2 for FTMO. Money that comes back later is still money paid today.
FTMO sets a 5% daily loss and a 10% maximum loss on the $100,000 challenge, both fixed rather than trailing, with a 10% target in the first phase, 5% in verification and four minimum trading days. Breakout sets a 3% daily loss that resets at 00:30 UTC and a static equity floor of 3% on Turbo, 5% on Pro and 6% on Classic, against targets of 9%, 12% and 10% in the same order.
Read the target and the floor as one number rather than two. Turbo asks a trader to make 9% while allowing 3% of loss, three times as much gain as pain. The FTMO challenge asks for 10% and allows 10%. That ratio is what the $174 buys, and it is why the cheaper product is the harder one to survive. At both firms breaching a limit forfeits the account rather than pausing it, and the next attempt is a fresh purchase.
Neither firm sends a trader's crypto order to a crypto exchange. FTMO lists crypto under Crypto CFD in its own symbol table and describes the whole account as a simulated environment paying performance rewards. Breakout writes it out further: funded traders own no trading account or position and hold no beneficial or proprietary interest in the operator's accounts, assets or trades, and the operator may record a trade idea as an internal administrative book entry and calculate a hypothetical result without routing any order externally. The same document names a conflict of interest, because the firm earns a fee each time an evaluation is failed and bought again.
That is the ordinary shape of this industry rather than a scandal, but it decides what a payout is: a reward paid out of the firm's revenue, not a share of a position that existed in a market. A trader who wants the order itself is buying a different product. EVEDEX Funded Trading, for one, raises the nominal a trader can hold against margin they post themselves, so nobody lends them capital and only the actual balance can be withdrawn; the money at risk is their own from the first position.
Breakout publishes its payout mechanics on the same page as its prices: on demand, 24/7, a $50 minimum after the split, USDC on Ethereum sent to a wallet, at 80/20 or 90/10 for traders who buy the upgrade. FTMO publishes a split of up to 90% and documents neither an on-request payout nor a crypto payout on the pages we read, so the formula records a payment on the firm's schedule. That is the whole of the payout criterion between them: 6.0 of 10 against 4.0.
Put the two together on $10,000 of profit. Breakout's standard split pays $8,000, and the $330 is already gone, leaving $7,670. FTMO's top rate pays $9,000 and returns the €439, so the attempt cost nothing. Fail instead, and the position is the mirror image: $330 gone at Breakout, about $504 at FTMO. Neither firm's published timing has been tested by this desk.
Fee, target, loss limits, split, payout terms — all copied off each firm's pricing and rule pages on 22 September 2026, then run through one weighted formula, written 23 September 2026 before any of it was read (the method). 2 programmes priced, none bought.
Simulated capital is the norm here: a payout comes off the firm's balance sheet, not a filled position. Terms are promises, too — a fair rule set can still mean weeks of argument over a withdrawal, which no document shows.
Breakout, on the first payment. Its 1-Step Turbo for $100,000 costs $330 against FTMO's €439, about $504. On the second payment the order reverses: FTMO refunds the fee in full with the first reward, while Breakout keeps every attempt fee once trading has begun.
Yes, but only on success. FTMO states the one-time fee is refunded in full with the first reward, so a trader who passes the 10% target, trades on four days and is paid gets the €439 back. There is nothing to claim after a failed attempt: the fee stays with the firm.
No. Breakout's terms say evaluation fees are non-refundable for each attempt once trading begins, regardless of outcome. Three attempts at the $330 Turbo product therefore cost $990 whatever happens. The firm's own disclosure adds that it earns a fee each time an evaluation is failed and bought again.
It is an equity floor 3% below the starting balance on the Turbo product, and it does not move as profits arrive. Pro allows 5% and Classic 6%. Paired with a 9% target, Turbo asks a trader to make three times as much as they are allowed to lose.
Breakout publishes payouts on demand, 24/7, from a $50 minimum after the split, sent as USDC on Ethereum to a wallet. FTMO documents no on-request payout and no crypto payout on the pages we read, so its reward runs on the firm's schedule. Neither promise has been tested here.
Neither sends a trader's order to a crypto exchange. FTMO lists crypto under Crypto CFD in its own symbol table and describes a simulated environment. Breakout's disclosure allows the operator to record a trade idea as an internal administrative book entry and calculate a hypothetical result without routing it.
FTMO asks for four minimum trading days in its challenge, and the two-step route adds a 5% verification target before any reward. Breakout sets no minimum trading days, no time limit and no consistency rule, so a trader who reaches the target on day one can request the payout.
Compiled by The Funded Desk. Updated: .