# FTMO vs Breakout in 2026

The Funded Desk, Updated 24 September 2026, Programme terms read 22 September 2026

## The short answer

FTMO vs Breakout is a choice between a refundable fee and a cheap one. FTMO charges €439 for a
$100,000 challenge and returns it with the first reward; Breakout charges $330 and keeps it.
Breakout's cheapest product allows 3% of drawdown against FTMO's 10%.

Weights: cost 34 · payouts 26 · evaluation 14 · rules 18 · instruments 8. Rubric: https://chroniclesofwarcraft.com/scoring

## FTMO vs Breakout, term by term

| What differs | FTMO | Breakout |
|---|---|---|
| What is being sold | An evaluation, then a simulated account paying performance-based rewards | An evaluation, then a funded account on the firm's capital |
| Route scored here | 1-Step FTMO Challenge, $100,000 | 1-Step Turbo, $100,000 |
| Price for $100,000 | €439 one-time, about $504 | $330 Turbo, $545 Pro, $800 Classic, one-time |
| Does the fee come back | Refunded in full with the first reward | Non-refundable for each attempt once trading begins |
| Profit target | 10% in the first phase, 5% in verification on the two-step route | 9% Turbo, 12% Pro, 10% Classic |
| Daily loss limit | 5% | 3%, resetting at 00:30 UTC |
| Total drawdown | 10%, fixed rather than trailing | 3% Turbo, 5% Pro, 6% Classic, static equity floor |
| Minimum trading days | Four | None, and no time limit |
| Consistency rule | None on the pages read | None on the pages read |
| Profit split | Up to 90% | 80/20, or 90/10 as a paid upgrade at checkout |
| Payout terms | On the firm's own schedule; no crypto payout documented | On demand, 24/7, $50 minimum after the split, USDC on Ethereum |
| Where a crypto order goes | Crypto CFD in the firm's own symbol table | May be booked internally instead of routed to a market |
| What the firm publishes about its scale | 4.5 million customers, $650 million paid in rewards, 140+ countries, by the firm's own home page | No customer or payout totals on the pages read |
| Score of 20 on this desk's formula | 9.3 | 11.1 |

Terms read 22 September 2026 in each firm's own documentation.

## FTMO — fit: a fee that comes back, on a route with two targets

Score 9.3 of 20.
FTMO has sold evaluations since 2015 and publishes its own scale: 4.5 million customers, $650 million paid in rewards, 140+ countries, by the firm's own home page.
The $100,000 challenge costs €439 one-time, about $504, and is refunded in full with the first
reward. The route asks for 10% in the first phase, 5% in verification on the two-step version, and
four minimum trading days, inside a 5% daily and 10% maximum loss. Crypto sits among forex, index,
metal and equity CFDs on MT4, MT5 or cTrader, and the account itself is a simulated one.

- Gives: The one-time fee is refunded in full with the first reward, so a trader who passes and is paid has bought the attempt back; A 5% daily and 10% total loss leave more room than any Breakout product, and the limit is fixed rather than trailing.
- Takes back: Accounts are simulated throughout, so no position of the trader's reaches a market; Crypto is available as a CFD only, and weekend hours vary by platform because of scheduled maintenance; The two-step route requires 10%, then 5%, and four minimum trading days before any reward.
- Not suitable for: a trader who wants a perpetual contract and a wallet payout rather than a CFD and a scheduled one.

## Breakout — fit: the cheapest entry in this list, on the tightest leash

Score 11.1 of 20.
Breakout sells a single evaluation phase and prices the $100,000 account at $330 for Turbo, $545 for
Pro and $800 for Classic, one-time. The product sets the leash: Turbo pairs a 9% target with a 3%
static drawdown, Pro 12% with 5% and Classic 10% with 6%, under a 3% daily loss that resets at 00:30
UTC. There are no consistency rules, no minimum trading days and no time limits. The split is 80/20,
with 90/10 sold as an upgrade at checkout, and payouts run on demand above $50 in USDC. On a
$100,000 account that 3% static drawdown is $3,000 of room, and one position sized against the full
nominal can spend it inside a session.

- Gives: The lowest entry price of the two at $330, with no minimum trading days, no consistency rule and no time limit; Payouts on demand, 24/7, from $50 after the split, in USDC on Ethereum to a wallet.
- Takes back: Evaluation fees are non-refundable for each attempt once trading begins, whatever the outcome; The firm may record a trade idea as an internal administrative book entry rather than route it to a market; Its own disclosure names a conflict of interest: the firm earns a fee each time an evaluation is failed and repurchased; Hitting a loss limit forfeits the account, with no reset option.
- Not suitable for: a trader who expects the entry fee back after a failed attempt, because Breakout keeps it.

## What the entry fee buys, and whether it comes back

At list price the gap is $174: €439 for the FTMO challenge, about $504 at the ECB reference rate of
1.1490 dollars per euro for 21 September 2026, against $330 for Breakout's 1-Step Turbo. The gap
reverses on the second payment. FTMO refunds the one-time fee in full with the first reward, so a
trader who passes and is paid has bought the attempt back. Breakout states that evaluation fees are
non-refundable for each attempt once trading begins, regardless of outcome.

So the arithmetic depends on how many attempts a trader expects to buy. One clean pass costs $330 at
Breakout and nothing at FTMO. Three attempts with one pass cost $990 at Breakout and €878 at FTMO,
because only the last fee returns. Even so, Breakout scores higher on cost: the criterion charges the
fee at full weight before crediting a refund, which leaves 5.9 of
10 for Breakout against 5.2 for FTMO. Money that comes back later is
still money paid today.

## Two loss limits, and how fast each one ends the account

FTMO sets a 5% daily loss and a 10% maximum loss on the $100,000 challenge, both fixed rather than
trailing, with a 10% target in the first phase, 5% in verification and four minimum trading days.
Breakout sets a 3% daily loss that resets at 00:30 UTC and a static equity floor of 3% on Turbo, 5%
on Pro and 6% on Classic, against targets of 9%, 12% and 10% in the same order.

Read the target and the floor as one number rather than two. Turbo asks a trader to make 9% while
allowing 3% of loss, three times as much gain as pain. The FTMO challenge asks for 10% and allows
10%. That ratio is what the $174 buys, and it is why the cheaper product is the harder one to
survive. At both firms breaching a limit forfeits the account rather than pausing it, and the next
attempt is a fresh purchase.

## Where the order goes, and who sits on the other side

Neither firm sends a trader's crypto order to a crypto exchange. FTMO lists crypto under Crypto CFD in
its own symbol table and describes the whole account as a simulated environment paying performance
rewards. Breakout writes it out further: funded traders own no trading account or position and hold no
beneficial or proprietary interest in the operator's accounts, assets or trades, and the operator may
record a trade idea as an internal administrative book entry and calculate a hypothetical result
without routing any order externally. The same document names a conflict of interest, because the firm
earns a fee each time an evaluation is failed and bought again.

That is the ordinary shape of this industry rather than a scandal, but it decides what a payout is: a
reward paid out of the firm's revenue, not a share of a position that existed in a market. A trader
who wants the order itself is buying a different product. EVEDEX Funded Trading, for one, raises the
nominal a trader can hold against margin they post themselves, so nobody lends them capital and only
the actual balance can be withdrawn; the money at risk is their own from the first position.

## Getting paid, on request against on a schedule

Breakout publishes its payout mechanics on the same page as its prices: on demand, 24/7, a $50 minimum
after the split, USDC on Ethereum sent to a wallet, at 80/20 or 90/10 for traders who buy the upgrade.
FTMO publishes a split of up to 90% and documents neither an on-request payout nor a crypto payout on
the pages we read, so the formula records a payment on the firm's schedule. That is the whole of the
payout criterion between them: 6.0 of 10 against
4.0.

Put the two together on $10,000 of profit. Breakout's standard split pays $8,000, and the $330 is
already gone, leaving $7,670. FTMO's top rate pays $9,000 and returns the €439, so the attempt cost
nothing. Fail instead, and the position is the mirror image: $330 gone at Breakout, about $504 at
FTMO. Neither firm's published timing has been tested by this desk.

## How we compared

Fee, target, loss limits, split, payout terms — all copied off each firm's pricing and rule pages on
22 September 2026, then run through one weighted formula, written 23 September 2026 before any of it
was read ([the method](/scoring)). 2 programmes priced, none bought.

Simulated capital is the norm here: a payout comes off the firm's balance sheet, not a filled
position. Terms are promises, too — a fair rule set can still mean weeks of argument over a
withdrawal, which no document shows.

## What the firms say, in their own words

> "Trade in a simulated environment and earn performance-based rewards." — FTMO, home page, 22 September 2026.
> "Evaluation fees are non-refundable for each attempt once trading begins, regardless of outcome." — Breakout, frequently asked questions, 21 September 2026.
> "FTs do not own any trading account or position, and hold no beneficial or proprietary interest in POL's accounts, assets or trades." — Breakout, funded trader disclosure, 21 September 2026.
> "On-demand, 24/7. $50 minimum after profit split. USDC on Ethereum, sent to your wallet." — Breakout, payouts, 21 September 2026.
## FAQ

### Which is cheaper, FTMO or Breakout?

Breakout, on the first payment. Its 1-Step Turbo for $100,000 costs $330 against FTMO's €439, about
$504. On the second payment the order reverses: FTMO refunds the fee in full with the first reward,
while Breakout keeps every attempt fee once trading has begun.

### Does FTMO refund the challenge fee?

Yes, but only on success. FTMO states the one-time fee is refunded in full with the first reward, so
a trader who passes the 10% target, trades on four days and is paid gets the €439 back. There is
nothing to claim after a failed attempt: the fee stays with the firm.

### Is the Breakout evaluation fee refundable?

No. Breakout's terms say evaluation fees are non-refundable for each attempt once trading begins,
regardless of outcome. Three attempts at the $330 Turbo product therefore cost $990 whatever happens.
The firm's own disclosure adds that it earns a fee each time an evaluation is failed and bought again.

### What is Breakout's 3% static drawdown?

It is an equity floor 3% below the starting balance on the Turbo product, and it does not move as
profits arrive. Pro allows 5% and Classic 6%. Paired with a 9% target, Turbo asks a trader to make
three times as much as they are allowed to lose.

### How quickly does each firm pay a trader?

Breakout publishes payouts on demand, 24/7, from a $50 minimum after the split, sent as USDC on
Ethereum to a wallet. FTMO documents no on-request payout and no crypto payout on the pages we read,
so its reward runs on the firm's schedule. Neither promise has been tested here.

### Can you trade real crypto with FTMO or Breakout?

Neither sends a trader's order to a crypto exchange. FTMO lists crypto under Crypto CFD in its own
symbol table and describes a simulated environment. Breakout's disclosure allows the operator to
record a trade idea as an internal administrative book entry and calculate a hypothetical result
without routing it.

### How many trading days before the first payout?

FTMO asks for four minimum trading days in its challenge, and the two-step route adds a 5%
verification target before any reward. Breakout sets no minimum trading days, no time limit and no
consistency rule, so a trader who reaches the target on day one can request the payout.

### What profit split do FTMO and Breakout pay?

FTMO publishes up to 90%. Breakout pays 80/20 as standard and sells a 90/10 upgrade at checkout. On
$10,000 of profit that is $9,000 against $8,000, before the entry fee: FTMO returns its €439, while
Breakout's $330 is already spent and does not come back.

### What happens if you breach the loss limit?

The account is forfeited at both firms, and a new attempt means a new fee. Breakout states that
hitting a loss limit ends the account with no reset option. At FTMO a 5% day or a 10% total loss
closes the challenge, and the €439 is not refunded.

### Is Breakout's conflict of interest disclosure a problem?

It is a disclosure, not a scandal: the firm writes that it earns a fee each time an evaluation is
failed and repurchased, and that funded traders hold no proprietary interest in its accounts or
trades. Most firms in this market share that structure; Breakout states it in plain words.

### Is there a funded route with no evaluation fee at all?

Not between these two: both charge before a trader places an order. Elsewhere on this desk, EVEDEX
Funded Trading has no evaluation and no entry fee, because the trader posts margin and receives a
larger nominal. The money at risk is then their own, which is a different bargain.

## Corrections and provenance

Figures carry the date they were read and the page they came from. Corrections: desk@chroniclesofwarcraft.com.

The Funded Desk, desk copy of 24 September 2026

This desk is paid to publish, and a programme costed on these pages may be the party underwriting it.